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LIC AAO 2025 Recruitment – Application Process & Salary Details



๐Ÿ›️ LIC AAO 2025 Recruitment – Application Process & Salary Details

If you are aspiring to join one of India’s most prestigious public sector organizations, the LIC AAO 2025 Recruitment is a golden opportunity. The Life Insurance Corporation of India (LIC) recruits Assistant Administrative Officers (AAOs) across various departments such as Generalist, IT, Legal, Actuarial, and Rajbhasha.

In this blog, you’ll find the complete details on the LIC AAO 2025 notification, eligibility, application process, salary structure, and career growth—all updated and optimized for your success.


๐Ÿ“ข LIC AAO 2025 Notification – Latest Update

As of July 2025, the official LIC AAO 2025 notification is yet to be released. Based on previous trends, it is expected to be out by August 2025 on the official website ๐Ÿ‘‰ licindia.in.

๐Ÿ”” Expected Posts: 300–500 (across Generalist & Specialist categories)
๐Ÿ—“️ Exam Conducting Body: Life Insurance Corporation of India
๐Ÿ“ Job Location: Pan India
๐Ÿ’ผ Application Mode: Online


๐Ÿงพ Eligibility Criteria

๐ŸŽ“ Educational Qualification

  • Generalist: Bachelor’s Degree in any discipline.
  • IT Officer: Graduation in Engineering (CS/IT) or MCA.
  • Chartered Accountant: CA completed and valid membership.
  • Actuarial: Passed minimum 7 papers of the Institute of Actuaries of India.
  • Legal: Bachelor’s Degree in Law (LLB).

๐Ÿ”ž Age Limit (As on 1 August 2025)

  • Minimum: 21 years
  • Maximum: 30 years

Age Relaxation:

  • SC/ST – 5 years
  • OBC – 3 years
  • PwBD – 10 to 15 years
  • LIC employees – 5 years

๐Ÿ’ณ LIC AAO 2025 Application Process

๐Ÿ–ฑ️ Step-by-Step Guide

  1. Visit the official website: https://licindia.in
  2. Go to the “Careers” section.
  3. Click on “LIC AAO 2025 Recruitment”.
  4. Register using your email & mobile number.
  5. Fill in your personal, academic, and professional details.
  6. Upload photo, signature, and documents as per the format.
  7. Pay the application fee online.
  8. Download the confirmation page for your reference.

๐Ÿ’ฐ Application Fee

  • General/OBC/EWS: ₹700 + GST
  • SC/ST/PwBD: ₹85 + GST

๐Ÿงช Selection Process of LIC AAO 2025

The recruitment process involves three stages:

1️⃣ Preliminary Exam (Tier I)

  • English Language – 30 marks (qualifying only)
  • Quantitative Aptitude – 35 marks
  • Reasoning Ability – 35 marks
    ⏱️ Duration: 1 hour
    ✅ Total: 70 Marks (Merit-based)

2️⃣ Mains Exam (Tier II)

  • Reasoning Ability – 90 marks
  • General Knowledge & Current Affairs – 60 marks
  • Data Interpretation & Analysis – 90 marks
  • Insurance and Financial Market Awareness – 60 marks
  • Descriptive (Essay/Letter writing) – 25 marks
    ⏱️ Duration: 2.5 hours

3️⃣ Interview

  • Shortlisted candidates will be called for a personal interview (30–40 marks)

๐Ÿ’ผ LIC AAO Salary 2025 – Structure & Benefits

๐Ÿ“Š Basic Pay

  • Starting Basic Pay: ₹53,600/month
  • Pay Scale: ₹53600 – 2645 (14) – 90630 – 2865 (4) – 102090

๐Ÿ’ฐ In-Hand Salary (Including Allowances)

In a metro city like Mumbai:

  • Gross Salary: ₹92,870/month
  • Deductions: PF, NPS, Insurance, Tax
  • In-Hand Pay: ~₹84,000–₹88,000/month

๐Ÿ† Additional Perks

  • House Rent Allowance (HRA)
  • City Compensatory Allowance (CCA)
  • Travel & Leave Travel Concession
  • Medical Insurance
  • Group Insurance
  • Defined Pension
  • Meal Coupons, Briefcase Allowance, etc.

๐Ÿ“ˆ Career Growth of LIC AAO

You start as AAO (Assistant Administrative Officer) and get promoted as:

AAO ➡️ ADM (Assistant Divisional Manager) ➡️ DM (Divisional Manager) ➡️ ZM (Zonal Manager) ➡️ Executive Director

Promotions depend on internal exams, performance, and experience.


๐Ÿ“˜ Recommended Books for LIC AAO 2025

Subject Book Name
Quantitative Quantitative Aptitude by R.S. Aggarwal
Reasoning Verbal & Non-Verbal Reasoning by R.S. Aggarwal
GK/Current Lucent’s GK + Daily updates from Khabre360
Insurance/Finance Handbook on Insurance & Banking by N. S. Toor
English Objective English by S.P. Bakshi

❓ FAQs

Q1. Is LIC AAO 2025 notification out?
Ans: No, it is expected by August 2025.

Q2. What is the starting salary of LIC AAO?
Ans: Approx ₹84,000 to ₹92,000 in-hand per month including allowances.

Q3. Is there any negative marking in LIC AAO exams?
Ans: No, there is no negative marking in prelims or mains.

Q4. Can final-year students apply?
Ans: No, only candidates who have completed their degree can apply.

Q5. Which is the best post under LIC AAO?
Ans: Generalist is the most flexible. Others like IT or Legal are good for domain experts.




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