Salary Comparison of IBPS Clerk, PO, SSC CGL & Railway Jobs in 2025
Introduction
When preparing for competitive exams, salary is one of the biggest motivators for aspirants. Banking (IBPS, SBI), SSC, and Railway jobs not only offer job security but also attractive salaries with perks. However, salaries vary depending on the post, department, and city of posting.
In this blog, we compare the salary structure of IBPS Clerk, IBPS PO, SSC CGL posts, and Railway jobs in 2025 – including in-hand salary, allowances, and career growth.
Salary Comparison Table (2025)
| Post |
Basic Pay (₹) |
In-Hand Salary (₹) |
Allowances & Benefits |
Growth Opportunities |
| IBPS Clerk |
19,900 |
₹28,000 – ₹32,000 |
DA, HRA, Travel, Medical |
Can be promoted to Officer Cadre |
| IBPS PO |
36,000 |
₹52,000 – ₹58,000 |
DA, HRA, CCA, Medical, LTC |
Can be promoted to Manager, AGM, GM |
| SSC CGL (Income Tax Inspector) |
44,900 |
₹60,000 – ₹65,000 |
DA, HRA, TA, Govt Quarters |
Steady promotions, Group A posts |
| SSC CGL (Assistant Section Officer) |
44,900 |
₹55,000 – ₹60,000 |
DA, HRA, TA, Pension |
Strong promotion ladder |
| Railway Jobs (RRB NTPC) |
25,500 |
₹35,000 – ₹42,000 |
DA, HRA, Travel Pass, Pension |
Can rise to supervisory posts |
| Railway Jobs (Group D) |
18,000 |
₹25,000 – ₹28,000 |
DA, HRA, Medical, Free Travel |
Limited but secure promotions |
Detailed Breakdown
🔹 IBPS Clerk Salary
- Basic Pay: ₹19,900
- In-hand Salary: ₹28,000 – ₹32,000 depending on city posting
- Growth: Can be promoted to Scale I Officer through internal exams.
🔹 IBPS PO Salary
- Basic Pay: ₹36,000
- In-hand Salary: ₹52,000 – ₹58,000
- Growth: Can rise up to General Manager with promotions.
🔹 SSC CGL Salary
- Income Tax Inspector / Assistant Section Officer
- Basic Pay: ₹44,900
- In-hand: ₹55,000 – ₹65,000
- Growth: Steady promotions to higher Group A posts.
🔹 Railway Jobs Salary
- RRB NTPC (Graduate Level): ₹25,500 basic, in-hand ₹35,000 – ₹42,000.
- Group D: ₹18,000 basic, in-hand ₹25,000 – ₹28,000.
- Perks: Free railway pass, pension, job security.
Salary Comparison – Key Highlights
- SSC CGL jobs (Income Tax Inspector, ASO) offer the highest salary among all.
- IBPS PO provides excellent salary + career growth in banking.
- Railway jobs provide strong job security, perks, and pension benefits, though salaries are slightly lower.
- IBPS Clerk salary is moderate but offers growth through promotions.
Which Job is Better?
- If you want higher salary + authority → SSC CGL.
- If you prefer banking career growth → IBPS PO.
- If you want job stability & perks → Railway jobs.
- If you want easy entry-level govt job → IBPS Clerk.
FAQs
Q1. Which job has the highest salary among IBPS, SSC, and Railways?
SSC CGL posts like Income Tax Inspector offer the highest in-hand salary.
Q2. Is IBPS PO salary better than SSC CGL?
In-hand SSC CGL salary is slightly higher, but IBPS PO offers faster promotions in banking.
Q3. Do Railway jobs have pension benefits?
Yes, Railways still provide pension and free travel perks.
Q4. Is IBPS Clerk a good career option in 2025?
Yes, though salary is moderate, it offers good job security and promotion opportunities.
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